Stupid Farking Indonesians....

... are at it again, burning their forest and choking Malaysia with the smog and dust = HAZE.

Every year the Malaysian government pussy foots around the issue with the Indonesian government saying, "This will not happen again" and yet it does - every single year!

Malaysians end up falling sick because those retards in Indonesia who claim they have to burn their forest because their too poor to buy manure.

Fucking Indonesions!

It serves you right that the Malaysian goverment recently deported you guys back to your land. You have no right coming to Malaysia and enjoying a better quality of life.

BEWARE!! - SCAMS in Malaysia

1) The Cafe Scams - Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) - Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but whatā?Ts the point when they run away ? Stevens Corner, the famous Indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden.

Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them.
Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away.


2) Sunshine Empire - This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building . They also have a showroom office at the ground level in the next building. 2 or 3 months ago, Singapore ā?Ts Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or Google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).

Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet.

The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isnā?Tt this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just ā?oemployedā?¯. Such trick always happened in scam businesses.

Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed ? They are all transferred away. Itā?Ts just an excuses not to pay back to members and members are only paid ā?oe-bonus-pointsā?¯ which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and ā?oforcedā?¯ to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries onā?¦..


3) MOBILWALLET - This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years.
Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies.


4) Water businesses - Oxygenated and alkaline water products - Some of these are bottled water and some are filters or equipment that claimed the trick.. One of the better known Company that sold ā?ooxygenā?¯ water is SITO(supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to
RM3 for a 350ml bottle and now concentrating mostly in the Indian market.
Their Chinese and Malays market are long gone since a year or 2 ago.
Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing a lot of money(due to refunds) to ex-stockists but just refuse to pay them.
(Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware !!) Alkaline Products - Can anyone explain how it can work for the body ? The stomachā?Ts gastric liquid is so acidic that water of any pH that goes through it will not make any difference.


5) Car Fuel Booster - K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the ā?ocock-ringā?¯ and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.


6) Perfumery Products(eg. Lampe Berger & Bel Air)(more details later)..
Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia . Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia . LB is almost zero in Singapore . This perfumery product from France with over 100 years history is just bottles and fragrance(check the factoryā?Ts website) but the Company marketing them in Asia claimed ā?oaromatheraphyā?¯ products. Hong Kong TVB aired a program that exposed their scam but their members claimed that HKā?Ts TVB already apologised to them. Note that the biggest strenght in a MLM Scam is their members will go all way out to lie in order to defend for their Company. The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history in France.(Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia)


7) Energy Products(eg. stone pendants, bracelets, mattress and pillows).
They use all sorts of gimmicks and demonstration to make you into believing them. They will do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo ? So what if there really produce energy; is it good or strong enough to help the body ? The effect is actually PLACEBO which I will elaborate in a new thread soon.(more details later)


Hi-Tech products(names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago). Most of these will claimed a professor behind them(even with name and picture of a person) or used words like ā?oU.S.A. formulaā?¯, ā?oGerman Technologyā?¯ or ā?oNanotechnologyā?¯ and no further details(more details later). If you ask for more details like the professor or factoryā?Ts address, the answer will be ā?otrade secretsā?¯.


9) Investment Schemes - SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on.(Now, itā?Ts closed or stopped paying back members)


10) GoldQuest - This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc.
They have several offices in Amcorp Mall, PJ and their key person(in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysia business is still hot, with some ā?oenergyā?¯ products.(Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippines and was arrested in last year ?)


11) Numerology & Fortune telling - A Company named Visible is using MLM to sell fortune telling classes using your birthday based on Numerology fortune telling. Prpspects will be told that they need to buy a certain ā?onumberā?¯ between 1 to 9 in the form of pendants or bracelets made of stainless steel and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penang now and a number of spin-off Companies have started.


12) MJ-Life - This Company boost of a very big background with many many years of history which is NOT true. Their people or associates may be long in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad ? New members are told to pay a sum of money(up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and discounts when you have medical check-ups in their centres.. They will claim all those check-ups cost more if done elsewhere. Itā?Ts not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing.


13) Seaweed Venture Scams - 1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysia and you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by ā?oinsuranceā?¯ or ā?ounit trustsā?¯ & ā?otrusteesā?¯. When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised.


14) MXM(previously MGM) - This is a master scam among the younger group, very successful 2 or 3 years ago but since there moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-donā?Tt-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles bullshit that is all worthless.


15) Gano Excel - This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office.


16) NuLife(HK) - This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim.
Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang(he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way.
Now they claim Malaysian partners cheated them and start a new Company in Malaysia . Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money.


17) Arowana Fish Breeding, Oora from Germany , Biofuel(Kompleks Maluri) etc - These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections(just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the effect later. They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust. The health effect is actually PLACEBO, which I will elaborate in a different thread.

Lastly but not least, thank you for reading to the end and I hope you can come back for more details and updates or help to contribute for me to update. I hope to receive information of any scams so that I can share them here to protect others. Although most of those above-mentioned are marketed through direct-selling or MLM schemes, I will soon add non-MLM scams. Please contribute.

If you wish to send me any new information confidentially, you may email them to me at:

stopscams007@gmail.com

Good Luck..

PS. Please pass this link to your friends if you find it helpful and thank you to those who contributed or e-mailed me with informations.

How Internet Marketing People Turn Potential Customers Off

I am a fan of Internet Marketing. And in Internet Marketing, there are the so called "guru's" who have made it big. And I subscribe and purchase their information in order to be like them.

All was fine and well until Facebook and Twitter arrived. Now these Internet guru's postings seem to fill up my Twitter and Facebook pages every single day. There's a fine line between informing people about things going on in your life and being a pest.

Who the fuck wants to know that you're going to bed, or that your dog ate a new biscuit today or that you're at the airport and the weather looks nice outside. Some of these Internet gurus post the most ridiculous updates - all because they can. And worst still - their followers or friends actually kiss their ass each time they post. My goodness, how much can people suck!

There was this Internet guru who actually started a Twitter account for his dog. But the surprising thing is that there are people out there who actually FOLLOW the updates of this dog!! We all know why these people follow the postings of the dog - its called "carrying the balls of the dog owner" so that they can ask for favours in the future.

Come on people, there is more to life than sucking up to others. Get a spine! Have some balls of your own.

My life became less cluttered when I used Facebook's HIDE option to hide people like Joel Comm, Benjamin Hulme, David King, Alex Perez Prat, Steve Pohlit,.....

The next time you face people who talk too much, just HIDE them.

Increasing Crime Rate in Malaysia

Who are the Malaysian government fooling when they say the crime rate in Malaysia has fallen!

Read this article in the Star where an elderly couple was assaulted by snatch thieves.

Abductors in Taman Desa

Ed Note:  I hope someone in the Prime Ministers Department takes note of this, especially since the malaysian police seems to ignore such incidents!



Dear Friends

Yesterday night I had a most terrifying experience of my life. This happened in Taman Desa right in front of my home.

It was around 9.50pm, I was in my bedroom just stepped out from a shower when I heard a scream (my first thought was my niece (who lives with me) or my daughter in trouble) and immediately drew my window curtains to check what was happening.

I saw my niece, 2 men (tall and perhaps around 20+ to 30s years old) grabbling with her right in front of my house. A dark coloured vehicle was waiting right there.  I did the most natural thing and shouted at them. I saw them jumping into their vehicle and drove off.

We could only thank God they did not succeed in abducting her.  One could only imagine the worst.  She sufferred bruises all over her body.

She had parked her car in front of the house and just alighted from the car when  all of a sudden the vehicle drove up to her (lights not on), stopped, two men rushed out of the vehicle, pushed her, she fell, they tried to grab her, one was holding her legs and the other trying the get to her.  There was a 3rd abductor waiting at the wheel.

She remembered her friend's advice and screamed with all her might and resisting them. The guy ( she saw a Malay) even punched her nose, I believe to stop her from screaming. Fortunately the space was small for them to move in because my car (also parked there) and particularly there was a steel cable at the scene which obstructed the 2nd guy to get to her. I believe they gave up after hearing my shouts but they took her handbag which already dropped on the ground earlier when she fell.

This mail is to warn others ... the vehicle is a dark colour Toyota Estima. One of the abductor's watch and slipper (expensive stuff) were found at the scene which we handed over to the police.

Another comment about the attitude of our Malaysian police, which everyone already knows.. I called the Police  no. which was on my handphone. A man answered and I asked for his help to call the police station at Taman Desa so they may perhaps be able to chase the abductor's vehicle in time, but he told me irritatingly "pergi lah sana sendiri buat police report".  He could at least have helped gave me the tel. no. of the police depot in Taman Desa.. sigh.

Inspite of all the warnings from the internet my own niece was caught by this trick.  The vehicle parked a distance away
watching her  As soon as she came out of her car, they drove to abduct her.  All this need only take a minute and someone dear to you may be gone forever.

All I can say is be more vigilant and pray very very hard for our safety.

Cynthia

Here's a Chip That Can Really KILL You!

A saudi inventor invented a chip, built-in with GPS, that can really kill you ! Too bad his invention was denied a patent!

Humble Liverpool Legend Sami Hyypia Bows Out for a Liverpool He Helped to Transform

After an acclaimed decade at Anfield the quiet Finn's finale comes against Tottenham on Sunday

Liverpool will mourn not just the passing of another league title on Sunday but a symbol of their recovery, and one must return to the Liverpool that Sami Hyypia joined in May 1999 to understand the depth of gratitude that will follow the Finn out of Anfield when he joins Bayer Leverkusen this summer.

Europe for Liverpool a decade ago was not permanent residence in the latter stages of the Champions League, it was occasional qualification and, in 1998-99, exiting the third round of the Uefa Cup to Celta Vigo. The Premier League was not a story of progress and a near-miss: they finished seventh, behind Leeds, West Ham and Aston Villa and two points ahead of Derby County. Their fans delighted in ­Rigobert Song's early form and Gérard Houllier had yet to rid the dressing room of the indiscipline he believed was a ­ cancer on the club.

A few days after that season closed with a 3–0 victory over Wimbledon, it was announced that an unknown defender from Willem II would be signing for £2.6m. A new chapter began with Sami Tuomas Hyypia at its heart. At Anfield on Sunday, following one European Cup, one Uefa Cup, two FA Cups, two League Cups, two European Super Cups and his 464th appearance for Liverpool, it ends.

The ­private man who refuses to dwell on the past is not looking forward to it. "I won't like being the center of attention, not at all. But in this case I have no choice," admits the 35-year-old, who may retake the captain's armband for the visit of Tottenham. "It is not like I am retiring. I have a new challenge ahead of me but it will be very emotional and it is better not to think about that too much before the game."

Hyypia's reluctance to look back explains his reasoning for moving on. After 10 years' outstanding service the model professional was offered a role in Rafael Benítez's coaching team, possibly a testimonial with it, and continued involvement from the sidelines. He rejected it, and several other deals from Premier League clubs, to extend his playing career for two more years in Germany.

"I would have had to move house wherever I went so I thought, why not a different country and a different league?" he explains. "Plus Leverkusen really wanted me. For 10 years I have played in the same league, in the same stadiums and against the same clubs mainly, so now I have a chance to go to Germany which is a good league.

"I still feel I have something to give to the game. I come to training every day and work my bollocks off to play, not to sit at home and watch the games on the telly. It is very hard when I don't play and this season has been very hard mentally. I seriously thought about hanging my boots up at the end of this season but everyone I know who has retired, such as Gary ­McAllister, has told me I should play as long as I can. I have shown when I have played this season that I can still play to a high level."

Liverpool have ultimately paid £5,603 per game for their longest-serving foreign import since Bruce Grobbelaar, Sunday included, although there is no figure that gauges the influence Hyypia has had on their dressing room since 1999.

"I didn't have any expectations or goals when I joined, I just thought I would work hard and see what happens," admits the man who, in the absence of the injured Jamie Redknapp, captained Liverpool to the cup treble of 2001. "With Houllier there was more improvement in our league positions. With Benítez the highlight was obviously the Champions League but we have been in the same position in the league more or less and then a big improvement this season. He is more of a perfectionist than Houllier in terms of the little details that might be crucial to a result, and he will improve.

"When I compare the side we had in 1999 and the one we have now, there is a massive difference but the game has gone forward as well. The players are much quicker and stronger now. I'm not saying we had a bad team in '99, but the game has changed and it is more demanding now."

Istanbul and Michael Owen's pickpocketing of Arsenal in the 2001 FA Cup final are Hyypia's Liverpool highlights, Steven Gerrard and Thierry Henry the best players he has performed with and against. His medal collection is complete at Anfield with the notable exception of the Premier League, but even that gaping hole does not consume Hyypia with regret.

"I am sad to miss that medal but I don't think I have anything to regret," he insists. "Next season it might happen but I only play 10 games and I wouldn't get a medal anyway. That played a part in my decision to leave. When I first came here I couldn't have believed I would be here for 10 years and win the things I have won. I am sadder for the fans that Liverpool haven't won the Premier League than for myself. I will keep my fingers crossed that the fans get what they deserve."

© Guardian News & Media 2008
Published: 5/21/2009

Football Freak Accidents

In May 2000, Thierry Henry caught one in the eye when he went to the corner of the pitch to celebrate scoring Arsenal's winning goal against Chelsea and required treatment after hitting himself in the face with the corner flag - as did Italy's Marco Tardelli at the 1982 World Cup finals in Spain

If those poor souls can be classed as unfortunate then the next category could certainly come under the banner of 'stupidity'.

Top of the pile has to be former England striker Darius Vassell who back in 2003 injured himself whilst attempting to perform surgery on his own foot with a power tool. The Aston Villa forward had a blood blister under the toe-nail on his big toe and used a power drill to bore through the nail and drain the wound. The DIY operation failed but Vassell, now playing his football with Manchester City, succeeded in picking up a toe infection that required medical attention and resulted in having his nail removed.

In another medical calamity, Brazilian striker Ramalho was once bed-ridden for three days after swallowing a large pill doctors had given him to treat a dental infection. The problem was the suppository should have been taken anally.

And whilst we have lowered the tone a mention must also go to Stuttgart Kickers' Sascha Bender, whose persistent flatulence resulted in a facial injury after disgruntled team-mate Christian Okpala punched him. "He permanently provoked me by farting all the time," Okpala explained.

Full story at http://soccernet.espn.go.com/columns/story?id=647804&sec=global&root=global&cc=4716 for those interested

Geocities Dies... Funeral Services to be Held Throughout the Year

http://www.pcworld.com/article/163765/so_long_geocities_we_forgot_you_still_existed.html

STUPID Citibank Wants to pay Staff Bonuses

For a bank that cant manage itself properly and after having taken lots of money from the US government, Citibank has the cheek to ask the US government for permission to pay some staff bonuses.

What the fuck?

Image by Ed Yourdon via Flickr

How stupid does Citibank think the public is?

Citibank states that if they do not pay their staff bonuses, these people wil leave.

LEAVE? So be it. As long as Citibank takes government money, they should stop paying people bonuses - which are other people's hard earned tax money!

Thank God I am not a Citibank customer. I never knew their management can stoop so low.

Such fucking morons.

Read the whole story here.

Zemanta helped me add links & pictures to this email. It can do it for you too.

Swine Flu Bug - The Origin of It?

If you sell crack, join a gang, or rob the mob you can expect to die a violent death, but if you listen to your mother, eat all the right foods, and study hard in college to become a microbiologist, you should expect to live to a ripe old age and die peacefully.

That being the case, a few eyebrows were raised when five microbiologists either disappeared or died mysteriously violent deaths in 2001. A short time later the number rose to 19, and then 29.

They were found stabbed to death in the trunks of cars, thrown off bridges, or they wrapped their cars around trees after their brake fluid disappeared. Once again, this is the stuff of Hollywood spy stories, and not the way you would expect a microbiologist to give up the ghost.

By 2005, we lost 40 micro-biologists in less than 4 years, all under suspicious circumstances, and during this time someone discovered that they were all working for the government, or government contractors, on projects related to bio-terrorism, flu pandemics, or anthrax. Obviously they weren't trying to find a cure for anything, or there would be no need to silence them.

Read the whole story at Jolly Roger.

Beautiful shots which you seldom see

Mother rnature at her best...

Why Did Oracle Buy Sun?

This is a good article to read about why Oracle forked out USD7 billion dollars for lost Sun Microsystem.

Susan Boyle in 2 Points

Watch it here: http://www.youtube.com/watch?v=9lp0IWv8QZY

Let this be a reminder of two things:

1. Never judge a book by its cover

2. Never give up on your dreams!

By Hannah Yeoh

So many people have been telling me just how frustrated they are with the current political situation in our country. Some have told me that they regretted voting for change because of the political instability now and would prefer returning to their old style of voting - vote for stability and forget about having a stronger opposition and greater check and balance. I shudder at the thought of this!  

One needs to remember the reason why we are  seeing such great resistance for change is simply because there is much to lose for those who have been in power for so long. For decades there has been so much abuse of power,
unchecked misuse of public funds and plain dirty corruption. With a stronger opposition now, they stand to lose their  illegal sources of income and some may even be charged and sent to prison if they are found guilty. With this in mind, they will fight at all costs to  reclaim back power and to ensure they can continue to steal public funds from the people for their own enrichment. We are not just dealing with differences in politics; we are combating evil forces who will not rest till they secure back their powers and illegal sources of income.

Sometimes I feel equally frustrated and disillusioned about  the political situation too. Sometimes I lie awake thinking of how to effect change in this land. Some days I cry while driving in between meetings thinking of what's left for the future generation in this land if we give up now. I have endured much verbal attack from political enemies, accusation after accusation of me not doing anything for my constituents and etc. No one truly understands the resistance we face daily in discharging our duties except for my fellow PR assemblymen.

Robert Kennedy once said "Progress is a nice word. But change is its motivator and change has its enemies." Our enemies are resisting change but we must stand firm and continue to push for a competent, accountable and transparent government. At the end of each day, as I lay myself to sleep, I ask God for strength, wisdom and protection to face the next. I look forward to the end of the term when I can tell the people of Subang Jaya that I have remained clean and have not stolen any of the taxpayers' funds.

As reminded by Raja Petra in his blog "Please continue your struggle to make Malaysia a better place for our future generation. This country belongs to them and it is for them that we struggle."

All hope is not lost. Come the next election, vote out the corrupt once and for all. Hang in there supporters and friends, the best is yet to come!

Yahoo! Losing Market Share - I Am Not Surprised!

I am a little surprised at Wall Street Journal's article on Yahoo losing it market share in online searches. The results Yahoo returns are not as good when compared to Google but definitely much better than Microsoft's Live Search, which I consider to be the worst search engine you can ever use.

If you dont believe me, try searching for the same query in all three search engines and let me know which gives you the closest results that you were expecting. Try not to be bias towards the one you like. Let this be an honest exercise in finding out which search engine is reliable.

Beware of Fraudulent SMS and Telephone Calls Requesting Confirmation on Credit Card Transactions

Bank Negara Malaysia would like to caution members of the public to be vigilant when receiving any calls or SMS claiming that it is from Bank Negara Malaysia or any commercial banks.

The facts are:

There is no department called "Unit Kad Kredit Palsu" in Bank Negara Malaysia.

8659-XXXX is not a Bank Negara Malaysia telephone line.

Bank Negara Malaysia will NEVER request for personal banking information through SMS or telephone calls.

Based on recent complaints received by Bank Negara Malaysia , there has been an increase in incidents of fraudsters making such calls and sending SMS to unknowing members of the public in order to fraudulently obtain their personal banking information, with the aim of siphoning monies from one's account.

From Bank Negara Malaysia's investigations, the modus operandi of the scam is as follows:

Victim receives SMS or telephone call requesting victim to confirm a credit card transaction for the purchase of goods or services purportedly charged to the victim's credit card.

When victim calls the telephone number provided in the SMS, the fraudsters identify themselves as agents of a commercial bank, and again, ask the victim to confirm whether the credit card transaction had taken place.

When victim informs the fraudster that he has no such credit card or transaction, the fraudster will start to sound concerned and will advise victim to lodge a report with Bank Negara Malaysia 's "Unit Kad Kredit Palsu", or with the commercial bank's "credit card management department". The fraudster will provide the victim with the telephone number for the "Unit Kad Kredit Palsu".

When victim calls the telephone number provided, they are greeted by a automated voice message which identifies the company as Bank Negara Malaysia, and the call will then be answered by someone claiming to be a Bank Negara Malaysia officer. This officer will request for information relating to the victim's banking and credit card accounts under the pretense of lodging a complaint on behalf of the victim. The fraudsters now have sufficient information to illegally transfer funds out of the victim's bank account.

Members of the public are reminded not to disclose their personal banking information to any unknown party without verification.

For further information, enquiries or complaints, members of the public may contact or visit:

BNMTELELINK (Customer Contact Centre)
Tel: 1-300-88-5465
Fax: (03)2174 1515
Email: mailto:bnmtelelink@bnm.gov.my

BNMLINK (Walk-in Customer Service Centre)
Block D, Bank Negara Malaysia
Jalan Dato' Onn
50480 Kuala Lumpur
(Business hours: Monday - Friday, 9:00 am - 5:00 pm)

ABMConnect (Hotline to Association of Banks in Malaysia )
Tel: 1-300-88-9980

Bank Negara Malaysia
7 April 2009

© Bank Negara Malaysia, 2009. All rights reserved.

What Happened on the Day You were Born?

Have you ever wondered what happened in the world on the day you were born?

Well, wonder no more.

Check out what happened at DayofBirth.

Even Madonna is Aging

Madonna looks skeletal while performing at Wembley Stadium. Two months later the singer petitioned Guy Ritchie for a divorce.

Michael Jackson is Aging...

Michael Jackson, his health apparently failing, is pushed in a wheelchair during a trip to a Las Vegas bookstore.